If the fish stocks (or stocks of predators, like…cod sharks?) are growing to levels above their NOAA targets, then the NOAA target is too conservative. I would think it would be pretty easy to figure out if the NOAA limits are accurate/sustainable: Yes, others will get a “deal” b/c ethical folks are not demanding, but the goal is that those low prices eventually push fishermen into more profitable (hopefully sustainable!) fisheries. In those circumstances, it IS a good idea to NOT contribute to the problem by eating the fish. Moving from the US/Canada, I *know* that EU fisheries limits are routinely and massively inflated (way beyond MSY), such that “landed fish” are indeed the sign of disaster. (Oh, and what if best science says harvest less?) I know that fishermen claim that NOAA is too conservative, but how can you double check that? In that sense, those fish will not be NOT sustainable. ![]() ![]() NOAA may be biased and maybe they are not using ‘the best science,” but they are targeting Max Sustainable Yield (or similar) and those targets can be inflated to suit fishermen. Yes, those fish will get sold (as Marshall memorably discussed 100+ years ago), BUT that doesn’t mean that the WHOLE PROCESS is sustainable. Our wedding expenses are higher than we expected, but still roughly in budget, due to the rising costs and supply chain issues.I don’t quite get the “if it’s landed, it’s sustainable” claim. ![]() We're covering all the wedding expenses ourselves, split 50/50, so that's the big expense we're paying off this year. and I are planning our big wedding celebration abroad this fall and are having a civil ceremony at City Hall prior. Fortunately, I landed the role I'm in now and negotiated a significant pay increase. I was also one of the many impacted by 2020 pandemic layoffs. Those experiences and roles stayed with me and I learned to never take a good job for granted. My first job out of college was working for a global conglomerate making $29,000, and my income wobbled in the mid-five-figure range across different jobs from 2009-2019, with several stints of unemployment. My partner, A., finished his doctorate and started working around the same time. I couldn't put much toward retirement until approximately three years ago when I switched jobs and started making double my previous salary (and hit the six-figure mark for the first time). Aside from the wedding costs, I have been putting a lot of my paychecks toward my employer's retirement plan since I feel very behind on those contributions. I'm amazed I bring in my current income working in nonprofit. I also have an after-tax Roth conversion set up within the plan. I plan to max out the allowable contribution amount pre-tax this year. Retirement: Ranges month to month as I don't do an even distribution across the year to my employer's retirement offerings. Rent: $1,475 (my half of a two-bed/two-bath apartment shared with my fiancé in a large apartment complex, including one parking spot) Paycheck Amount (2x/month): $2,500-$3,000 depending on my retirement and transit deductions that month I live with my partner, A., and we keep our finances separate.) The pension will pay out $1,000/month once I retire. The $40,000 is the lump sum I've chosen to leave in that account until I turn 65, as withdrawing from it prior to that would disqualify me from the lifetime pension payout. ![]() As a caveat, a previous employer had a rare pension set-up which I contributed to over many years.
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